Mello Consulting Group helps Australian SMEs meet their AML/CTF Tranche 2 obligations — and brings fifteen years of HR systems expertise to the organisations that need it.
Real estate professionals. Accountants and tax agents. Lawyers and conveyancers. Trust and company service providers. Dealers in precious metals and stones.
If your business is one of them, you are about to become a reporting entity under the AML/CTF Act. You will need an enrolled business, a written program, verified customers, and staff who know what to do when something looks wrong.
Most SMEs don't have a compliance team. They have a principal, a bookkeeper, and a client list. Mello is built for that reality.
AML/CTF readiness leads the practice today — the commencement date is near and the work is concrete. Underneath sits fifteen years of HR systems experience for the organisations that need strategic partners, not just vendors.
Training built for SMEs in real estate, accounting, legal, and related gatekeeper professions. Program design, AUSTRAC enrolment support, customer due diligence frameworks, and staff assessment. Reviewed by specialist AML/CTF legal advisors before release.
End-to-end management of SAP SuccessFactors — updates, monitoring, troubleshooting, and optimisation. We flag issues before they reach your HR team.
Custom dashboards that show leadership where attrition risk is building, where engagement is slipping, and what is driving it.
When the standard configuration doesn't match how your organisation operates. We build around your actual processes — approvals, structures, workflows — not the other way around.
Technology strategy and roadmap advisory for HR leaders. We don't have a preferred vendor — we start with what your organisation is trying to do, then work backward to the technology.
Mello Consulting Group is a personal practice — run by me, Angelo Jr Armas, not a committee.
Fifteen years in HR systems. Eight of those in professional learning and training design.
The current focus is one product: an AML/CTF Tranche 2 training program for SMEs without a compliance officer on staff. It is being independently reviewed by specialist legal advisors before release. Credibility matters more than speed.
Every deliverable answers a specific question your business is actually asking.
Fewer people, leaner budgets, direct decisions — that is who we build for. Our work is scaled for the reality of smaller businesses, not adapted from enterprise frameworks.
If a problem is outside what we do well, we'll tell you — and where possible, point you toward someone who does.
Compliance content ages. We keep it reviewed, dated, and accurate — with a visible record of who last reviewed it and when.
One conversation is usually enough to know where you stand.
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